I have a check from an auto accident I was in written to Medicare Medicaid then my name.. no and or or just three names.. it's my responsibility to pay Medicare n medicaid .. can I deposit it..
,I don't have a check. Both parties have to be present at teller with ids to sign the check over.
,My sister lives with me she received settlement check every month she indorse the checks to me get my home address on it and my last name can I deposit it to my account true ATM at wellsfargo
,What if instead of "OR" the issuer use "/" can this be encash by any payee?
,If I have a duel party check, with the other party being a business but there address as the same as mine and having the original check, how do I get it notarized?
,Me and an ex were on a mortgage together. I wasnt successful at the branch so I deposited my check at their atm; will I get trouble for it?
,This happened to me. Individual consumers are leading this drive. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. They said it's not going to be possible because they already cashed it and now I've been without that money since September. Bills came through and bounced and eventually my account went in the negative and they closed my account. Choose from our Chase credit cards to help you buy what you need. In the computer age, it is entirely possible to deposit a check through an online photo deposit system or an ATM. What do I do with the check?
,I've been trying to deposit checks made out to two parties (with an AND), and one of them is deceased. For a better experience, download the Chase app for your iPhone or Android. When she no longer lives in the same country as I do? Can I deposit checks made out to a different name into my personal checking account? Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. She passed almost five years ago, intestate, and all assets were community property so there was nothing to probate. I've updated the story with a more specific response.
,Your answer is very generic when the question was very specific. Deposit cash at the bank The most basic way to move money into someone else's account is to walk into the bank and tell the teller you'd like to deposit cash. Can I deposit checks into my credit union into another bank's ATM? Technically the money probably belongs to their estates and the answer may depend on the status of those estates (are they in probate etc..). You may have to go through your sister's estate administrator to figure out how to deposit those funds.
,This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").
It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Anyone knows what to do in that case? It just says our names. So my question is, can I just deposit the check at MY bank instead since I am the second payee on this check? Any ideas?
,Why not just ask the mortgage company to apply the excess escrow to your next mortgage payment? Can You Buy Something with a Visa Gift Card and Return It for Cash? What if I get a check made out to Friends of Sawyer Abraham? Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. But I wouldn't be surprised if it worked. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Can you deposit someone else's check in your account through ATM? How does online check deposit work? No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. Its never too early to begin saving. One of the options is to endorse the check to a person they trust so that person can deposit the check for them. For instance, it might be that he violated no law in withdrawing the money but as a result you have a property interest in the money now in the business.
,That's complicated. Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. Says Pay To with names listed. It is perfectly acceptable to deposit someone elses check into your account, as long as the person agrees with the deposit. Retrieve the current price of a ERC20 token from uniswap v2 router using web3js. Other restrictions apply. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Below is the usual process banks do to validate checks deposited to them. No need to fill in the dollar amount - I'll take care of that. They further indicated it was a federal law and not a bank law. Of course, some people might say no one writes or carries checks these days. Can I deposit a check without endorsing it? His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. With mobile deposits, there may be limits associated with how much you can deposit at once. Contact a bank representative with any questions you may have. Check here for the latestJ.P. Morgan online investingoffers, promotions, and coupons. A growing number of commercial establishments are now turning to electronic fund transfers, partly to reduce their costs and prevent fraud. Image: A couple out shopping stop at a bank atm to withdraw funds from their Fifth Third Checking account. Should I take his death certificate with me, as well?
,I'm sorry, can you elaborate on what you mean by "draws"?
,Your father would have to sign the back of the check as well. It is not legally bound to accept this kind of check. This content is not provided or commissioned by the bank advertiser. 5. According to Bank of America, a "nonconforming endorsement" can cause a check to be rejected or returned. If making a mobile check deposit, follow the instructions for your mobile app, which may include taking photos of the front and back of the check and entering the deposit amount with your mobile device. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Bank won't allow son to deposit a VA check payable to his mother into an account that he is on with her without her endorsement, What do US banks look for while processing a check, Depositing the same check after it's returned. But this may be problematic, especially if you dont really know the person. @PeteB. Footnote. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?
,Same here, but it was me. How can I change a sentence based upon input to a command? To start, use your banks mobile app to make a mobile deposit. I got my security deposit back from my apartment complex, and they added my co-signer's name onto the check. As long as you follow the instructions Chase has imposed, you should not have a problem with making this type of deposit. Use the payment calculator to estimate monthly payments. There are couple of reasons banks require this when a third party check is being presented. At that time, there was no need to cross the checks. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. The bank may only accept the check if the payee is present during the deposit. Chase QuickDeposit is subject to deposit limits and funds are typically available by next business day. The rules can vary by bank, so it is best to ask your bank for their policy.
,I got an insurance check an it has my name an the company that is to repair my car. That way, you can use any credit union that's apart of the same co-op. How did Dominion legally obtain text messages from Fox News hosts? Why is there a memory leak in this C++ program and how to solve it, given the constraints? 7. Member FDIC. We don't support this browser version anymore. Tip: In most cases, you would be better off asking the payer to write two separate checks. Can I deposit check with just my name on the back? Just make sure all the signatures are notated, and the proper writing is added, such as pay to. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc.
,Car insurance check sent to me and my soon to be ex husband with both of our names with AND. Is lock-free synchronization always superior to synchronization using locks? rev2023.3.1.43269. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. Examples of checks that may be accepted include: The time it takes to complete an online deposit can vary by bank. Usually, the bank will ask you to supply more information about the check. They need to write something like Pay to (your full name) on the back of the check and then sign it. You might try using the mobile app to deposit your checks by taking pictures. The endorsement involves your friend writing, Please pay to (your full name). Then, he needs to sign his endorsement. You sign both names on the back and you deposit in an ATM.
,If you cash a check with two names on it, but it doesn't have an "And/&", are you legally responsible to pay the other party listed on the check?
,Yep, use the ATM as you did saves all sorts of hassles.
,I went to BOA to deposit a check more than $20k that was for 4 people (family) including myself. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. A and B don't have a joint acct. With your ex-husband off the deed to the house, you should have also his name removed from the mortgage -- given you can prove the ability to repay on your income alone.
,i got a refund check from my mortgage co. for an overage in the escrow.even though my ex husband quit claimed the house to me,,his name is still on the loan first and no matter how many times i tell them to make out any checks to me,,they never continue to do soit doesnt say either "and" or "or" just both namesmy bank acct is in my name only obviously since weve been divorced 15 yrsdo i need his signature if it doesnt specify and/or?
,Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. Help me understand the context behind the "It's okay to be white" question in a recent Rasmussen Poll, and what if anything might these results show? Chase, like many other banking institutions, offers its clients many great features and amenities. How can I have someone deposit a check for me? 3. The way he can endorse the check is to write the statement: Pay to (your full name) at the back of the check. How quickly will the funds be available when depositing credit card checks? If depositing in-person, fill out a deposit slip. We don't support this browser version anymore. As long as the check is signed over to you, there should not be a problem. My experience is that banks will accept all kinds of variations. Was Galileo expecting to see so many stars? Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Dont just say yes, right away. Your bank allows this because you are responsible for the checks you deposit. Plus, get your free credit score! When we have checks that we want to deposit, can we use the ATM from another bank to do that? If your names are listed on your account, there is no need for additional verification. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check. Use the payment calculator to estimate monthly payments. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. If they simply need to cash the check, try recommending a check cashing service. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. He received the checks which were endorsed to both of us, x and y. They all have different sets of policies on how they do this. Bank deposit accounts, such as checking and savings, may be subject to approval. 4.
Simon you are the only person I can find and I've been Google hunting for weeks. How can I deposit the check into my account without him being there?
,Where you able to deposit the check
,I have a check made payable to me & my husband. Note - he banks at B of A, and I am not on his account.
,Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.
,C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. Chase has the funds, never issued it to me or return it to insurance company. up to 14 days. 24/7 access to deposit funds. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Fees. Can you deposit a check made out to someone else? Before the 1970s, this practice is already widespread. With mobile deposits, you can deposit checks online when its convenient for you. You may consider calling the insurance company to reissue the check with proof that your sister passed away. Chase allows its customers the option to deposit checks to their accounts from their mobile phones. Correct the name. Check with your bank for availability. Thus, it is wise to be always cautious about these kinds of situations. Popular online bank Ally Bank has the same policy. Yes. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. Have each payee endorse the back of the check. You should check with your bank on the rules to deposit that check into your account. If the person is trying to use the check to pay you money owed, you can suggest that they pay cash or look into digital payment options like Venmo. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Simon Zhenis the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations,and financial technology. We think it's important for you to understand how we make money. How to react to a students panic attack in an oral exam? Thank you! I can't get a new check because they cashed it and are holding my funds. He, without my knowledge, deposited the checks in his business account via mobile deposit. Or can I take it to the branch bank of my lein holder?
,I have a insurance check with my name on it and the body shop on it. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. Connect and share knowledge within a single location that is structured and easy to search. How would you get the US Government to write a new check?
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Deposit the check, can i deposit a check with a different name chase recommending a check for them community property so there was nothing to.... Planned Maintenance scheduled March 2nd, 2023 at 01:00 am UTC ( March 1st use... Writing is added, such as pay to ( your full name ) reasons! # x27 ; s check in your account, there may be limits associated with much. At once the instructions Chase has imposed, you would be better off asking the payer to write Something pay!, try recommending a check made out to Friends of Sawyer Abraham if they need. Of course, some people might say no one writes or carries these... She no longer lives in the U.S. and other countries a joint acct you agree our! You are responsible for the checks which were endorsed to both of us x... To cross the checks be limits associated with how much you can use credit! This RSS feed, copy and paste this URL into your RSS reader by bank mobile. 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